eMerchantPay
About eMerchantPay:
Emerchantpay was founded in 2002 with goals to facilitate merchants’ payment experience by incorporating a one-stop-shop method and providing local payment methods as well as anti-fraud optimization.
| Feature | Level of Support |
|---|---|
| Auth | Implemented |
| Sale (Auth+Capture) | Implemented |
| Capture | Implemented |
| Void | Implemented |
| Credit | Implemented |
| Card on File | Implemented |
| Soft Descriptors | Implemented |
| 3DS 2 Passthrough | Implemented |
Authentication and Security Credentials:
- Username
- Password
- Account ID
Supported Parameters:
| Key Name | Format | Mandatory | Descriptions |
|---|---|---|---|
| apiVersion | Numerical | Required | “1.0.1” |
| apiType | Alphabetical | Required | “pxyhpci” |
| userName | Alphanumeric | Required | API Username |
| userPassKey | Alphanumeric | Required | API PassKey |
| pxyCreditCard.creditCardNumber | Numerical | Required | HostedPCI Token Representing Credit Card |
| pxy.CreditCard.cardCodeVerification | Numerical | Optional | HostedPCI Token Representing CVV Code |
| pxyCreditCard.expirationMonth | Numerical | Required | Expiration month with 2 digits for example, for December use “12” |
| pxyCreditCard.expirationYear | Numerical | Required | Expiration year with 4 digits for example, for 2025, use “2025” |
| pxyTransaction.txnCurISO | Alphabetical | Required | 3 letter ISO Currency Code for example, “USD” or “CAD” |
| pxyTransaction.txnAmount | Numerical | Required | Amount to Authorize, for example for $10.50 use 10.50 |
| pxyTransaction.merchantRefId | Numerical | Required | Merchant reference number can be order id or invoice id |
| pxyTransaction.txnPayName | Alphanumeric | Required | HostedPCI payment profile name, for example “DEF” |
| pxyTransaction.txnComment | Alphabetical | Optional | Short comment |
| pxyCustomerInfo.email | Alphanumeric | Optional | Customer’s Email Address |
| pxyCustomerInfo.billingLocation.firstName | Alphabetical | Optional | Customer’s First Name |
| pxyCustomerInfo.billingLocation.lastName | Alphabetical | Optional | Customer’s Last Name |
| pxyCustomerInfo.billingLocation.phoneNumber | Numerical | Optional | Billing Phone Number |
| pxyCustomerInfo.billingLocation.address | Alphanumeric | Optional | Customer’s Billing Address |
| pxyCustomerInfo.billingLocation.address2 | Alphanumeric | Optional | Secondary Billing Address |
| pxyCustomerInfo.billingLocation.city | Alphabetical | Optional | Customer’s Billing City |
| pxyCustomerInfo.billingLocation.state | Alphabetical | Optional | Customer’s Billing State or Province |
| pxyCustomerInfo.billingLocation.zipCode | Numerical | Optional | Customer’s Billing Zip Code or Postal Code |
| pxyCustomerInfo.billingLocation.country | Alphabetical | Optional | Customer’s Billing Country |
| pxyCustomerInfo.shippingLocation.firstName | Alphabetical | Optional | Customer’s First Name |
| pxyCustomerInfo.shippingLocation.lastName | Alphabetical | Optional | Customer’s Last Name |
| pxyCustomerInfo.shippingLocation.phoneNumber | Numerical | Optional | Billing Phone Number |
| pxyCustomerInfo.shippingLocation.address | Alphanumeric | Optional | Customer’s Billing Address |
| pxyCustomerInfo.shippingLocation.address2 | Alphanumeric | Optional | Secondary Billing Address |
| pxyCustomerInfo.shippingLocation.city | Alphabetical | Optional | Customer’s Billing City |
| pxyCustomerInfo.shippingLocation.state | Alphabetical | Optional | Customer’s Billing State or Province |
| pxyCustomerInfo.shippingLocation.zipCode | Numerical | Optional | Customer’s Billing Zip Code or Postal Code |
| pxyCustomerInfo.shippingLocation.country | Alphabetical | Optional | Customer’s Billing Country |
| pxyTransaction.merchantCity | Alphabetical | Optional | Soft Descriptors / Dynamic Decriptors |
| pxyTransaction.merchantPhoneNum | Numerical | Optional | Soft Descriptors / Dynamic Decriptors |
| pxyTransaction.merchantProductName | Alphabetical | Optional | Soft Descriptors / Dynamic Decriptors |
| pxyTransaction.cardOnFileSettlementDate | Date | Optional | Card On File |
| pxyTransaction.cardOnFileIssuerId | AlphaNumeric | Optional | Card On File |
| pxyTransaction.cardOnFileTxnRef | AlphaNumeric | Optional | Card On File – (C, M) |
| pxyTransaction.cardOnFileTxnType | AlphaNumeric | Optional | Card On File – (0,1) |
API Endpoint URL:
https://[HPCI_API_HOSTENAME]/iSynSApp/paymentAuth.action
API Request Body:
pxyCreditCard.creditCardNumber=411100..........&pxyCustomerInfo.shippingLocation.address=1+main+St&pxyCustomerInfo.billingLocation.city=Burlington&userPassKey=%3AZxr............&pxyTransaction.txnAmount=50&pxyCreditCard.cardCodeVerification=***&pxyTransaction.txnPayName=DEF_EMerchant&pxyCustomerInfo.shippingLocation.city=Burlington&apiVersion=1.0.1&pxyCustomerInfo.shippingLocation.state=MA&pxyCustomerInfo.customerIP=127.0.0.1&pxyCustomerInfo.billingLocation.firstName=Jane&pxyCustomerInfo.billingLocation.state=MA&pxyTransaction.merchantPhoneNum=123-456-7890&pxyCustomerInfo.billingLocation.country=US&pxyTransaction.merchantCity=Toronto&pxyCustomerInfo.billingLocation.phoneNumber=987-654-3210&pxyCustomerInfo.shippingLocation.zipCode=12345&pxyTransaction.merchantProductName=New+Product+Statement&pxyCreditCard.expirationMonth=**&pxyCustomerInfo.customerId=900740&pxyCustomerInfo.shippingLocation.country=US&userName=[APIUsername]&pxyTransaction.txnCurISO=USD&pxyCustomerInfo.billingLocation.zipCode=12345&pxyCustomerInfo.email=null%40email.com&pxyCreditCard.cardType=visa&pxyCreditCard.expirationYear=20**&pxyCustomerInfo.billingLocation.lastName=Jones&pxyCustomerInfo.billingLocation.address=1+main+St&apiType=pxyhpci&pxyTransaction.merchantRefId=1234567
3DS 2.0 Passthrough implementation with Cardinal Commerce
eMerchantPay has been implemented with Cardinal Commerce for 3DS pass-through Authentication.
The parameters listed on the page are required along with the mandatory AUTH transaction parameters to make a successful 3DSecure transaction.
3DS 2.0 “Verifyenroll” Call
| PARAMETERS | VALUE |
|---|---|
| pxyTransaction.txnPayName | [3ds payment profile name] |
| pxyThreeDSecAuth.actionName | [verifyenroll] |
| pxyThreeDSecAuth.callMode | reportall |
| pxyThreeDSecAuth.authSessionId | [cruiseSessionId returned within threeDSValuesObj in hpciSiteSuccessHandlerV4 and later versions] |
| pxyThreeDSecAuth.authOrderId | [threeDSOrderId returned within threeDSValuesObj in hpciSiteSuccessHandlerV4 and later versions] |
| pxyCustomerInfo.browserUserAgentHeader | [Browser User Agent Header] |
| pxyCustomerInfo.browserAcceptHeader | [Browser Accept Header] |
3DS 2.0 “verifyresp” Call
| PARAMETERS | VALUE |
|---|---|
| pxyTransaction.txnPayName | [3ds payment profile name] |
| pxyThreeDSecAuth.actionName | [verifyresp] |
| pxyThreeDSecAuth.authSessionId | [cruiseSessionId returned within threeDSValuesObj in hpciSiteSuccessHandlerV4 and later versions] |
| pxyThreeDSecAuth.authCAVV | [response from the first API call “pxyResponse.threeDSCAVV”] |
| pxyThreeDSecAuth.authVerifyTxnId | [response from the first API call “pxyResponse.threeDSXid”] |
| pxyThreeDSecAuth.paReq | [response from the first API call “pxyResponse.threeDSPARequest”] |
| pxyThreeDSecAuth.protocolVersion | [response from the first API call “pxyResponse.threeDSProtoVersion”] |
| pxyThreeDSecAuth.authECI | |
| pxyThreeDSecAuth.scaVisaMID | |
| pxyThreeDSecAuth.exemptionIndicator |
3DS 2.0 Verifyenroll Request Call:
pxyCreditCard.creditCardNumber=400000..........&pxyOrder.orderItems[0].itemPrice=65.65&pxyCustomerInfo.billingLocation.city=Toronto&pxyOrder.orderItems[0].itemQuantity=1&pxyOrder.description=Test+Order&pxyOrder.orderItems[0].itemDescription=Best&pxyOrder.orderItems[0].itemTaxable=N&pxyOrder.invoiceNumber=Order%3A+AAA69142615&userPassKey=9dG-............................&pxyThreeDSecAuth.authSessionId=0_8884c755-3b4c-41ce-87fc-aeacf512b513&pxyTransaction.txnAmount=65.65&pxyCreditCard.cardCodeVerification=737&pxyTransaction.txnPayName=DEF_eMerchantPay&pxyCustomerInfo.browserAcceptHeader=text%2Fhtml%2Capplication%2Fxhtml%2Bxml%2Capplication%2Fxml%3Bq%3D0.9%2Cimage%2Favif%2Cimage%2Fwebp%2Cimage%2Fapng%2C*%2F*%3Bq%3D0.8%2Capplication%2Fsigned-exchange%3Bv%3Db3%3Bq%3D0.9&pxyThreeDSecAuth.actionName=verifyenroll&apiVersion=1.0.1&pxyCustomerInfo.customerIP=127.0.0.1&pxyCustomerInfo.billingLocation.firstName=AUTHORISED&pxyCustomerInfo.billingLocation.country=CA&pxyCustomerInfo.billingLocation.phoneNumber=4168351525&pxyOrder.orderItems[0].itemName=item&pxyOrder.totalAmount=65.65&pxyCreditCard.expirationMonth=03&pxyCustomerInfo.customerId=hpcitest1&userName=[APIUsername]&pxyTransaction.txnCurISO=GBP&pxyCustomerInfo.billingLocation.zipCode=M9K8U6&pxyCustomerInfo.browserUserAgentHeader=Mozilla%2F5.0+%28X11%3B+Linux+x86_64%29+AppleWebKit%2F537.36+%28KHTML%2C+like+Gecko%29+Chrome%2F83.0.4103.61+Safari%2F537.36&pxyCustomerInfo.email=hpcitest1%40mailinator.com&pxyOrder.orderItems[0].itemId=Item-1-AAA69142615&pxyCreditCard.cardType=VISA&pxyThreeDSecAuth.authOrderId=67UDMNKVH1RE1001821&pxyCreditCard.expirationYear=2030&pxyThreeDSecAuth.callMode=reportall&pxyCustomerInfo.billingLocation.address=22+Hilltop+St&apiType=pxyhpci&pxyTransaction.merchantRefId=AAA69142615